Well I am glad I vented about things I could not find to write about, for now I have one. The Bailout that the U.S. is considering for the automakers of this great nation of ours and the bigger picture...should we?
I am by no means a political analyst and wish to the stars above I was more versed in our governments political structure and its inner workings. That aside, I am not sure I want my money to go and help out a company where its top dogs are by no means hurting.
Are these CEO's taking a calculator to the grocery store so they do not go over their $75 a week budget for a family of 4? I think not. Are they having meatless meals (Not that that is a bad thing, for if you a vegetarian, that is a way of life *plug completely intended)? I think not. Are they letting go of the Hummer that may be sitting in their 4 car garage? I think not. Do they plan their day trips so that all errands are done in one day as not to help the gas gauge stay as far away from the "E" as possible? I think not. And yet they came to Washington on huge company jets with a tin cup in their hands. What is wrong with this picture?
So why are we bailing these people out when you know their spending practices, whether it be for business or personal will not change. Should not their practices reflect as if they were dealing with someone else's money...oh yeah they are, their employees pensions. Step away from the pension funds, nice and slow like.
But how can we expect the government and or these big corporations get their spending under control when we as Americans are a society that is charged to the max. Take a moment and think about your own personal lifestyle and see what you could lose, get rid of, let go or give away and live without. I am guessing lots. But we have spouses, and children who would pitch a fit if we say, let go of cable, cell phones (blackberries, and such forth and do I really want to read my Email on a 2 inch screen?), gas guzzling SUV's, 78 music CD's that only about 17 really get listened to. The list goes on. There is a fine line between what we need and what we want and many people have blurred that line.
We have recently let go of our credit cards and not by choice. But I will tell you this. I will never have a credit card as long as I live. And if you one of the skeptics who thinks you cannot live without a thin piece of plastic, then you have not been introduced to Dave Ramsey. If you have not listened to or heard of him, may I make a suggestion? Do so. He speaks truths you would not believe. And I am unable to implement much of what he says to for we are a single income family right now, struggling to keep our home. But as soon as I am able to get back to work, I will be working on gaining my financial freedom.
But who is to be thee example, the general population or our government. Credit cards is a big business. And if the American public begins to see the light and realizes what a scam they are then what would we do, what would they do, they referring to the credit card giants? I am guessing there are enough unsuspecting folks out there who still feel that living on borrowed cash is just fine and dandy...well I don't. At least not any longer. And I am spreading the word of Dave Ramsey. He does not say you will be out of debt in one or even two paychecks. He also says it will be a difficult road. We did not get in debt over night, we will not get out of debt overnight.
Take the time if you have it. And if not rent his audio books from the library, and if the library does not carry them, then request it. I have listened to his entire book via the audio books and am now listening to The China Study the same way. I am in my car quite a bit, why not utilize that time. Why not educate yourself anyway you possibly can. Take what you like and leave the rest.
For someone who had nothing to say 2 days ago I seemed to have found something to rant about. I hope you all rethink how you/we as a whole handle the money that comes through our hands and what we are doing with it.